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Fraud Alerts

Giant Equifax Data Breach: 143 million people could be affected
September 8, 2017

Cyber criminals have accessed sensitive information -- including names, social security numbers, birth dates, addresses, and the numbers of some driver's licenses.

Additionally, Equifax said that credit card numbers for about 209,000 U.S. customers were exposed, as was "personal identifying information" on roughly 182,000 U.S. customers involved in credit report disputes. Residents in the U.K. and Canada were also impacted.

The breach occurred between mid-May and July, Equifax said. The company said it discovered the hack on July 29. The data breach is one of the worst ever, by its reach and by the kind of information exposed to the public.

Click here for more details. Consumers should visit: https://www.equifaxsecurity2017.com/potential-impact/ to check to see if they’ve been affected. Equifax will be providing free ID theft protection to those that are affected and enrollment is done through the link above.

As always, please notify the credit union right away if you notice suspicious activity on your accounts.

Video Scam Targets Consumers and Routing Numbers
August 24, 2017

Consumers are falling victim to a scam promoted via online videos claiming bills can be paid online using routing numbers belonging to a Federal Reserve Bank (FRB) or other financial institutions including credit unions. The scam suggests electronic payments will be generated through the ACH network using FRB accounts touted as “secret accounts” or “Social Security trust accounts” in exchange for personal information like Social Security Numbers.

A scam focused on misleading consumers to pay their bills online using routing numbers belonging to Federal Reserve Banks has been reported by the Federal Reserve Bank of New York, the Regional Payments Association, and the Federal Trade Commission. The scam appears to be another way for fraudsters to collect personal information from consumers, in which they can sell or use to commit fraud. Credit unions have also reported this scam involving their own routing numbers.

Using social media, such as YouTube, fraudsters promote the scam claiming consumers can pay bills online using secret accounts or Social Security trust accounts held at Federal Reserve Banks. Some online videos also refer to these accounts as Treasury Direct Accounts. Through an online payment service, consumers are instructed to use a Federal Reserve Bank’s routing number and the consumer’s Social Security Number as the account number in paying bills. These payments are being rejected and returned unpaid – often leading to service fees charged to the consumer by the merchant or vendor. In addition, these consumers become prime candidates for risks associated with identity theft.

Any video, text, e-mail, phone call, flyer, or website that describes how to pay bills using a Federal Reserve Bank or another institution’s routing number or secret account is a scam

Report all instances of this scam via email to RTN.fraud@ny.frb.org.

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